Folder |
What to Keep There |
Advisors |
List of names, addresses, phone numbers, and e-mail addresses
of the important people in your financial life. |
Auto |
Car or truck title and maintenance record. |
Bank Accounts |
Keep your monthly statement until it is reconciled and the next
monthly statement has come in. |
Bills Due |
Immediately after opening mail, file bills you have to pay
here. |
Contracts |
Legal agreements (like divorce papers) and employment
contracts. |
Credit Cards |
An annual credit report, your current monthly statement, and
older statements that contain expensive items that are under
warranty through your credit card company. |
Education |
Enrollment records, diplomas, certificates, grade cards,
transcripts, and progress reports. |
Employment |
Employee handbook and benefits handbook, paycheck stubs (the
most recent if cumulative data appears on the stub), employee
evaluations, current resumé. |
Healthcare |
Medical records, vaccination information, receipts. |
Home Repair and Maintenance |
Records and receipts for any home services, repairs, or
equipment (such as lawn mowers). |
Insurance |
Any insurance policies you have: home, life, auto, medical,
personal property, and so on. |
Investments |
Bank investment account statements, brokerage account records,
mutual fund statements, retirement plans, IRAs, and other
investments. |
Loans |
All documents pertaining to a loan for as long as you owe money
on the loan. |
Read |
Important financial materials that you’ll read at a more
convenient time. File it in the proper place after reading. |
Tax Records |
W-2s, 1099s, charitable contribution receipts, and other items
pertaining to the current tax year. Keep tax returns and supporting
documents for at least three years. |
To Do |
Pending finance-related projects. |
Utilities |
Current monthly statements for water, gas, electric, phones,
and cable or satellite TV. |
Warranties |
Keep warranty information on file until an item is no longer
under warranty. |